Optimal Wealth Strategies
3633 Wheeler Rd, Suite 210
Augusta, Georgia 30909
What’s in the News
Find out what is going on in the world of financial planning. We direct you to resources that will help you with your goals.
Gift Giving for Weddings, summer, and Graduations
How much is appropriate? It's wedding season! Yes, it's that time again. Although weddings do happen all throughout the year, the traditional June wedding remains very popular. Do you know a couple about to take the plunge? These days, many couples are choosing not to...
Do you know the difference between perm and term Life Insurance? Take a moment to listen to Stephen Dyer, owner of Optimal Wealth Strategies, to see which Life Insurance might be best for you.
https://vimeo.com/750476273
5 Steps to Retirement Planning in 2023: An Introduction & How-to Guide
Step 1: Know when to start retirement planningWhen should you start retirement planning? In a word, now. In four words, as early as possible. The earlier you start planning, the more time your money has to grow.That said, it’s never too late to start retirement...
With fraud on the rise, experts urge taxpayers to file their tax returns early
If you've been debating whether to file your taxes early this year, tax experts say there are now several reasons that might be a good idea. The biggest one is the rise in tax-related identity fraud. Kelley Long, a certified financial planner and certified public...
How to Celebrate Valentine’s Day on a Budget
Has anyone else noticed how hard it is to recover from the holiday money crunch? To be perfectly honest, it usually takes most people a few months, which is why it’s always a good idea to think about affordable Valentine’s Day date ideas. In a world where a single...
January is Financial Wellness Month
SET SMART GOALSTip no.1 is to write down your Financial SMART Goals. What are SMART goals? Smart goals are goals that are specific, measurable, actionable, realistic and time bound. Below is a definition of each of the S.M.A.R.T. goal criteria:Specific: Make sure you...
6 Affordable New Year’s Resolutions To Make Amid Inflation
New year, new you! Many people set resolutions for the new year with the goal of becoming better versions of themselves.Schedule a No-Spend MonthFor some people, this may mean participating in no-spend November or no-spend January. Take a look at your calendar for...
Surviving the Post Christmas Financial Hangover
It is surprising how quickly the 25th of December can creep up on us. Even though it is the same time every year, it can be easy to succumb to the Christmas spirit and give our finances a bit of a battering. The tips I am about to share not only assist in the few days...
Sanity Savers for Holiday Traveling
If you're traveling over the holidays this year, we've got the sanity savers you need to get to your destination without flying off the deep end.Christmas getaway Christmas town, or visiting family? You’re not alone. According to Chris Davidson of travel research...
Dave Ramsey’s 25 Tips to Save Money this Christmas
If you want to keep rocking around the Christmas tree without racking up the Christmas debt, be more thoughtful in your spending and saving this season. How? Good question. We’ve got 25 answers for you right here. Keep reading for money-saving Christmas tips.1....
Investment Advisory services provided by individuals as investment advisory representatives of Motiv8 Investments, LLC, a registered investment adviser. Motiv8 Investments does not provide insurance, tax, or estate planning services. Such services, if provided, are provided by individuals affiliated with Motiv8 Investments in their separately licensed capacities.