Optimal Wealth Strategies
1223 George C. Wilson Dr.
Augusta, Georgia 30909

What’s in the News

Find out what is going on in the world of financial planning. We direct you to resources that will help you with your goals.

How to Save for College

Develop a PhilosophyHow much you save may also be influenced by your values. "Do you want to pay 100 percent of the cost of any school?," said David Ressner, a financial adviser in St. Louis, Mo. "An amount equal to the cost of their in-state flagship university? Or...

How Much Can Retirees Earn Without Paying Taxes?

Many retirees plan to earn extra income to supplement their retirement spending. But how much can a retired person earn without paying taxes? The answer to this question varies based on your situation. Understanding the tax rules surrounding retiree income can help...

9 Ways You Can Save Money on Summer Travel in 2022

*image from thehill 1. Travel during the cheapest part of summer.Every year starting in the last two weeks of August, prices drop significantly to most places. That's because kids go back to school by then in many parts of the U.S.A., which removes family travelers...

529 Plans for College Savings

What is a 529 plan?A 529 plan is a type of savings and investment account in which money grows tax-free as long as the withdrawals are for qualified education expenses. They are named after a section of the IRS code. There are two types of 529 plans: 529 college...

3 Best Money Moves to Make This July

Pulse check your financesAs an annual midway point, July is the perfect time of year to check in on your personal finances.Remember those New Year’s financial resolutions? How are they doing? Resolutions are rarely easy, but chances are you didn’t anticipate the...

Five takeaways from Biden’s inflation plan

Ahead of a Tuesday meeting with Federal Reserve Chairman Jerome Powell, President Biden laid out a plan in a Wall Street Journal op-ed to fight inflation levels that are topping 8 percent annually and reaching nearly 40-year highs. Biden has said that bringing down...

The Best Self-Employed Retirement Plans of 2022

Anyone who earns income can open an IRA, self-employed or not. Individual retirement accounts come in two flavors: the Traditional IRA, which offers an up-front tax break; and the Roth IRA, which provides tax-free income in retirement. IRA contributions are not...

Investment Advisory services provided by individuals as investment advisory representatives of Motiv8 Investments, LLC, a registered investment adviser.  Motiv8 Investments does not provide insurance, tax, or estate planning services.  Such services, if provided, are provided by individuals affiliated with Motiv8 Investments in their separately licensed capacities.