Financial Planning

Optimal Wealth Strategies is an independent retirement planning firm, overseeing and coordinating finances in Augusta, Georgia, and the CSRA. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that result in financial clarity and security. In the financial services industry, there are generally two ways of obtaining financial advice: one is given by stockbrokers and the other is given by investment advisors. While many investors are not even aware differences exist, one of the main differences is that investment advisors have a fiduciary duty to act in the best interests of their clients at all times.

IN A SURVEY TAKEN BY TD AMERITRADE:

  • 54% of investors believed both stockbrokers and independent Registered Investment Advisors have a responsibility to act in their best interests.*
  • 74% of investors did not understand the different obligations required of investment advisors and stockbrokers. Unlike stockbrokers, investment advisors have an obligation to act in an investor’s best interests in all aspects of the financial relationship.*
  • 79% said they would rather work with an investment advisor if they knew advisors provided greater investor protection than stockbrokers.*

We feel that information is power in today’s difficult financial world. We strive to focus on our clients’ education over transactions. As a fee-based advisory firm, we charge our client’s a fee instead of earning commission to help ensure that the appropriate products are chosen based on the client’s best interest and not based on the commission generated.

We offer our prospective clients a complimentary, no obligation RISK ASSESSMENT, where we provide third party analysis of their current investments, personalized income projections, and ideas for immediate implementation. We look forward to our initial visit and finding out how we can help you get one step closer to your financial goals.

*2006 U.S. Investor Perception Study. Commissioned by TD Ameritrade.

TD Ameritrade, Inc., is the firm that we use to custody our client assets. TD Ameritrade and the Advisors Group are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of TD Ameritrade name does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc., and The Toronto-Dominion Bank. Used with permission.